One of the things that has to happen with clients is that they need to think about how they use money differently. When we grow up we think, “I work an hour and I get paid for an hour of work. I take my dollar and go buy $1 of candy.” When they become adults people still have this, work an hour, get paid for an hour, buy $1 of coffee.
I’m not telling them to save their money, put it in a bank account and let it just sit there. That’s pretty boring and ineffective. The way to think is long term. Think about getting a $1 coffee today and tomorrow and forever. What we want to do is buy something like property that will buy a coffee for us today and tomorrow and forever. It’s important to put off the instant gratification.